Joined: Feb 2013
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RE: Mortgage options available in Singapore?
(6th April 2013 02:15 PM)[email protected] Wrote: I am a little confused about the mortgage thing. Hence, I need suggestions on the same. Who can help?
A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. A home buyer or builder can obtain financing (a loan) either to purchase or secure against the property from a financial institution, such as a bank or credit union, either directly or indirectly through intermediaries. Typically there are different mortgage options offered by banks such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan. These options vary from bank to bank..
I hope you are now much clear on the mortgage loan part…also, if you wish to check the eligibility of mortgage loan you can take I would suggest you to use the mortgage calculator facility provided by the Property Guru portal….you would have to visit the website for the same...
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